10 best Insurance companies in Kentucky

best Insurance companies in Kentucky

There are different top insurance companies in Kentucky. Insurance companies believe they can purchase your trust.

It is impossible to enjoy a social media post or stream content without encountering one of these advertisers. They all spend around $1 Billion in advertising each year.

The goal of this type of advertising is to familiarize customers with a company’s name and brand.

These insurance companies control roughly 70% of the market in your area, and they need you to be very comfortable with that name when your rates rise in 6 months. In Kentucky, there are hundreds of insurance companies.


Insurance companies in Kentucky

Here are a few insurance companies in Kentucky.

  1. Old Kentucky Insurance, Inc.

Old Kentucky Insurance, Inc. is an independent insurance agency that offers a wide range of insurance products from reputable, financially secure insurance companies.

Furthermore, Old Kentucky Insurance, Inc.’s professional insurance agents are ready to provide their clients with a no-cost, no-obligation review and comparison of their insurance needs.

They only work with the most reputable insurance companies and employ a dedicated team of insurance professionals. They are dedicated to providing high-quality insurance services and to building long-term relationships with their clients.

Also, they are available to their clients to provide a rate, assist with a claim, expand their coverage, or simply answer questions.

Address: 915 Lily Creek Rd, Louisville, KY 40243, United States

Contact: +1 502-451-8800

  1. Bray and Oakley Insurance Agency

Bray and Oakley Insurance Agency, founded in Logan, West Virginia, is dedicated to meeting the insurance needs of individuals, families, and businesses in Kentucky and West Virginia.

Their guarantee is to provide special, personalized levels of service that are tailored to the needs of their customers.

The level of service they provide is unparalleled, and clients can rely on their agents to always deliver on their promises. Bray & Oakley is a privately held and incorporated West Virginia company that was founded in 1920 in Logan, WV.

They are a full-service insurance company that is authorized to sell life, health, property, and casualty insurance.

Bray & Oakley Insurance Agency currently handles premiums for clients all over the east coast.

They have a large portfolio of insurance companies that allows them to shop for their clients’ accounts competitively with all of the industry sector leaders. Bray & Oakley Insurance Agency has formed a strategic partnership based on the strengths and resources of all of their carriers.

The combined goal of reducing claim frequency and aggressive claims management has been shown to reduce claim costs and keep insurance premiums under control.

Address: 2150 Lexington Rd d2, Richmond, KY 40475, United States

Contact: +1 859-395-0615

  1. Cambridge Insurance

They are a family-owned and operated Independent Insurance Agency. They represent many excellent insurance companies that offer excellent insurance products at reasonable prices.

Also, they act quickly to ensure that their clients’ claims are settled fairly and promptly. They are their clients’ friends and neighbors because they can rely on them to be there for them now and in the future.

They are dedicated to being honest and fair, and they strive to build solid relationships based on mutual trust and service. They are a locally owned and operated independent insurance agency in Lexington, Kentucky.

Address: 2300 Regency Rd, Lexington, KY 40503, United States

Contact: +1 859-252-0381

  1. Winchester Insurance

Winchester Insurance Agency Inc is an Independent Insurance Agency, which means they represent a variety of insurance companies in order to find the best one for their clients.

Their goal is to provide clients with the insurance they require at the lowest possible cost while providing the highest level of customer service. They can provide an assessment of your insurance needs as well as a choice of which package is best for their clients.

It is best to find an agency that clients are familiar with and can rely on. Their staff is knowledgeable and experienced in their insurance products, allowing them to provide the most benefit and protection to their clients.

Clients are connected with licensed professional insurance agents who can assist them with any of their personal or business insurance needs in Lexington and Winchester, Kentucky.

They serve the Winchester area as well as the entire state of Kentucky. At Winchester Insurance Agency, each client is assigned a dedicated team of experts who collaborate to effectively address all of their clients’ concerns.

Address: 41 S Main St, Winchester, KY 40391, United States

Contact: +1 859-744-2200

  1. Kentucky Growers Insurance Co

Kentucky Growers is a property and casualty insurance provider for rural and suburban Kentucky homes and farms.

They were established in 1896 for and by growers. As a mutual insurance company, they work to support their policyholders’ lives. Everything they do is for the families who help make Kentucky a better place to live.

Kentucky Growers Insurance Company is a mutual insurance company that was founded in October 1896 and operates under Chapter 299 of the Kentucky Insurance Law and Regulations (Assessment or Cooperative Insurance). Kentucky Growers is a property and casualty insurance company that insures rural and suburban Kentucky homes and farms.

Address: 139 Market St, Lexington, KY 40507, United States

Contact: +1 859-252-3439

  1. Rollins Insurance

Rollins Insurance has been providing their clients with the best prices and the most coverage possible since 2008.

They represent several A-rated insurance companies to ensure that their clients in Kentucky receive the most competitive rate packages.

When they meet them, they discover that most people are underinsured and overpaying. They are passionate about what they do, and their primary lines of business are personal auto, homeowners, and life and health insurance.

They are a family-owned and managed company that specializes in providing insurance services based on individual needs.

Address: 7000 Houston Rd Suite 8, Florence, KY 41042, United States

Contact: +1 859-781-7283

  1. Kentucky National Insurance Company

Kentucky National Insurance Company is a subsidiary of the Kentucky Forcht Group. Forcht Bank, one of Kentucky’s largest banks with assets exceeding $1 billion, is also part of the Forcht Group.

Because of the Forcht Group of Kentucky’s strength, Kentucky National Insurance Company is built on a solid foundation and is well-positioned for future success.

Because they are committed to providing local, friendly, and caring service, Kentucky National Insurance products are only available through Independent Insurance Agents who live and work in your community.

The mission of Kentucky National Insurance Company is to provide secure products to policyholders while providing exceptional service to customers, empowering their agents, and giving back to the communities they serve.

Address: 2416 Sir Barton Way, Lexington, KY 40509, United States

Contact: +1 800-432-9310

  1. First Insurance Group USA

Kentucky Insurance For More Than 20 Years

First Insurance Group USA’s dedicated team of insurance professionals is here to help clients secure an insurance policy that will protect them and their loved ones for years to come.

With extensive knowledge of their numerous carriers, they are well-equipped to shop for the best policy to meet the needs of their clients.

Their job is to guide clients through the maze of policy options and to address any questions or concerns they may have along the way.

They’ve served thousands of customers and are determined to treat each individual and business with dignity and compassion.

Insurance shopping can be difficult, but their staff does the legwork for their clients. Keep your mind at ease knowing that their insurance professionals have their clients’ backs.

Address: 312 Jason Dr #3, Richmond, KY 40475, United States

Contact: +1 859-623-6692

  1. Mills Insurance Agency, LLC

Mills Insurance Agency is a new local agency owned by Nick Mills, who started the business by branching out from another regional agency.

Nick’s ultimate goal is to keep working hard to provide a stable, professional, and competitive environment in which every client can find the protection they deserve.

Their prized alliances enable them to provide the best protection possible at a price that their clients can afford. Their mission at Mills Insurance Agency, LLC is straightforward. They strive to provide a true concierge client experience that is unlike anything else in the insurance industry.

They provide clients with the ability to select from top-rated national and regional insurance carriers.

Also, they believe that their clients’ financial security and quality of life merit the utmost dedication, expert advice, and personal attention from a dependable partner.

As your insurance advisor, they assist their clients in making sound decisions that protect them from the unexpected while also planning for the predictable.

Address: 306 HighLand Park Dr, Richmond, KY 40475, United States

Contact: +1 859-661-4477

  1. Nova Insurance Group

Nova Insurance Group, headquartered in Nicholasville, KY, offers specialized insurance solutions to individuals and businesses throughout Central Kentucky.

With extensive experience and access to comprehensive policies, they strive to find clients the best coverage at the most affordable price.

Their clients are the most important part of their business, and they go above and beyond to exceed all expectations. Whether it’s simplifying insurance or advising clients on potential risks, they want their clients to leave here understanding their policy.

Address: 99 Wind Haven Dr Suite 1, Nicholasville, KY 40356, United States

Contact: +1 859-687-2004

Conclusion on the insurance companies in Kentucky

Businesses require a stable, adaptable insurer who is always looking ahead as they grow.

An insurance company that can provide comprehensive, tailored business insurance solutions to help protect their people, property, and reputation.

Insurance companies in Kentucky Frequently Asked Questions (FAQ)

  1. Which are the top five insurance companies?

State Farm, Allstate, USAA, Liberty Mutual, and Farmers are the five largest homeowners insurance companies in the United States.

  1. What is Kentucky’s minimum auto insurance coverage?

To register and operate a vehicle in Kentucky, the following minimum coverages and limits are required: Liability for bodily injury is $25,000 per person and $50,000 per accident.

Property damage liability is $10,000 per accident. Coverage for uninsured motorists is $25,000 per person and $50,000 per accident.

  1. Kentucky, does insurance follow the car or the driver?

In Kentucky, car insurance usually follows the vehicle. Car insurance in Kentucky includes collision, comprehensive, uninsured motorist protection, and property damage liability.


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