Who are Insurance Brokers in California? The insurance industry includes individuals and businesses that primarily act as agents or brokers in selling insurance policies and annuities in California.
Industry participants earn commission income, mostly as a percentage of the premium of insurance policies sold.
Operators also earn some fee income for providing risk management consulting and other value-added services. This industry is only composed of independent brokers and agencies.
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Industry Products and Services
- Health and medical insurance.
- Personal P&C insurance
- Life and accident insurance
- Commercial P&C insurance
- Property and casualty insurance policy brokerage
- Health and medical insurance brokerage
- Life and accident insurance brokerage
- Reinsurance brokerage and administration
- Annuity brokerage
- Risk management consulting
Who is an insurance broker?
An insurance broker is a professional who represents consumers in their search for the best policy for their needs.
Brokers work closely with their clients to research the client’s needs. The broker examines the terms and conditions of several options and recommends an insurance policy that best suits the client’s needs at the best price.
Unlike captive and independent agents, who represent one or more insurance companies, a broker’s primary duty is to the client.
Since brokers don’t represent insurance companies, they can’t bind coverage on behalf of an insurer. They must hand over the account to an insurer or insurance agent to complete the transaction.
Health Insurance Brokers in California
Buying health insurance can be tricky. You’re not buying groceries or clothes. You’re buying coverage that can save your life in case unexpected medical events occur.
So, how do you know you’re making the right choice for your health? Are you sure you’re getting the best value for your money? The options can seem overwhelming.
If you’re thinking of buying health insurance for yourself or your family, you might want to consider using a California health insurance broker. Brokers represent an extensive network of professionals who help consumers obtain health insurance at no extra fee.
They are certified with Covered California and licensed with the state’s department of insurance. Through them, you can find the best medical coverage at affordable prices.
Why do you need health insurance broker in CAlifornia?
Here are five reasons why we believe a covered California broker may be of help to you:
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They Give You Several Choices
California health insurance brokers work for several insurance companies. Most of them sell for multiple insurance companies.
There is no need for you to waste your time filling out several online applications to get quotes. With their expertise and knowledge, you can find more value for your money than you would when searching on your own.
Brokers make the comparison. You do the saving. They get you the perfect blend of coverage, service, and price.
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They Are Licensed by the State
California health brokers can help you navigate through the complex world of insurance. They are experts at assessing your insurance needs and matching them with the health coverage that would best meet those needs at a price you can afford.
Think about this. You always want to get an attorney to represent you adequately in court. Why not seek the advice of a licensed health insurance broker to be confident your health and that of your family are properly taken care of?
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They Are Like Personal Agents
A broker will not only find you the best prices, but they will also make sure you are covered satisfactorily. Working with you one-on-one, your broker becomes your personal agent, listening to all your needs and helping you figure out the most suitable health plan.
They know that it’s not just about finding the cheapest plan. It’s also about being sure you are sufficiently covered so that you can get good value for your money.
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They Act as Your Advocate
In case of any issues with your health insurance claim or if you need to change your health coverage, your broker can be your advocate.
They’ll resolve problems with the insurance carrier, so you don’t have to go through the hassle and worry.
In short, certified covered California health insurance brokers can:
- Help you compare the diverse health insurance plans
- Explain to you the benefits of each health insurance plan
- Explain to you the specific networks (HMO, PPO, EPO)
- Help you select the most suitable health plan
- Submit an application on your behalf
- Assist you in making the first premium payment
- Search for primary care physicians in the network
- Provide reliable contact information
How to Get an Insurance Broker License in California
The insurance industry protects homes, cars, health, families, and much more. So, for anyone looking for a profitable and challenging career in an industry that will always be necessary, becoming an insurance broker could be a great choice.
Anyone who wants to operate as an insurance broker in California will first need to get their California insurance broker license.
That process includes taking a course, passing an exam, and obtaining a California insurance broker surety bond.
Today, we’ll look at each of these key steps on the path to getting a California insurance broker license.
Types of California Insurance Broker Licenses
Aspiring California insurance brokers will first need to choose the type of insurance they want to specialize in, as each type requires a different license. The most common California insurance broker license specialties are:
- Accident and health
- Automobile
- Casualty
- Life
- Personal lines
- Property
Insurance brokers and their contact addresses
Here are the top insurance brokers in California everyone ought to know;
- PTL Insurance Brokers
Address: 1345 Center Ct Dr, Covina, CA 91724, United States
Website: visit
Phone: +1 626-967-9581
- Onstad’s Insurance Agency
Address: 3130 Crow Canyon Pl Suite 250, San Ramon, CA 94583, United States
Website: visit
Phone: +1 925-866-1444
- Sonora Insurance Agency, Inc.
Address: 124 N Washington St, Sonora, CA 95370, United States
Website: click here
Phone: +1 209-533-0234
- Pacific Interstate Insurance Brokers
Address: 4980 Hillsdale Cir Suite D, El Dorado Hills, CA 95762, United States
Website: visit
Phone: +1 916-941-0518
- California Southwestern Insurance Agency
Address: 21 Orchard Rd, Lake Forest, CA 92630, United States
Phone: +1 949-588-8844
- Dynamite Insurance Brokerage
Address: 22924 Lyons Ave #207, Santa Clarita, CA 91321, United States
Website: visit
Phone: +1 661-255-0038
- GDI Insurance Agency, Inc.
Address: 801 Geer Rd, Turlock, CA 95380, United States
Website: visit
Phone: +1 888-991-2929
- Maverick Insurance Agency
Address: 801 Larrabee St #3, West Hollywood, CA 90069, United States
Website: visit
Phone: +1 310-854-6164
- Zeigler Insurance
Address: 1300 Central Blvd B, Brentwood, CA 94513, United States
Website: visit
Phone: +1 925-634-1240
- Vicky Chen – State Farm Insurance Agent
Address: 21671 Gateway Center Dr Ste 101, Diamond Bar, CA 91765, United States
Hours: click here
Phone: +1 909-839-2611
- William Fox: Allstate Insurance
Address: 8575 Knott Ave Ste B, Buena Park, CA 90620, United States
Phone: +1 714-229-4788
- Friant Insurance Agency, Inc.
Address: 27570 Commerce Center Dr #219, Temecula, CA 92590, United States
Website: visit
Phone: +1 800-486-5108
- TCS Insurance Brokers
Address: 2680 N Tracy Blvd Ste 1, Tracy, CA 95376, United States
Website: visit
Phone: +1 209-207-0577
- Paul Major – State Farm Insurance Agent
Website: visit
- All Spectrum Insurance Brokers
Address: 4010 Moorpark Ave #117, San Jose, CA 95117, United States
Phone: +1 408-739-8300
- American National Insurance Company
Address: 829 W Center Ave, Visalia, CA 93291, United States
Website: visit
Phone: +1 559-733-0900
- Del Morris Insurance Agency
Address: 1408 W Main St B, Ripon, CA 95366, United States
Phone: +1 209-599-0707
- Alandale Insurance Agency
Address: 11022 Winners Cir # 100, Los Alamitos, CA 90720, United States
Website: visit
Phone: +1 800-917-3577
- Insurance Incorporated
Address: 1126 W Foothill Blvd #130, Upland, CA 91786, United States
Website: visit
Phone: +1 909-740-6333
- Withers Insurance Services
Address: 638 Camino De Los Mares, San Clemente, CA 92673, United States
Website: visit
Phone: +1 949-637-2700
- Catalli Insurance Brokers
Located in: Villa Plaza
Address: 60 41st Ave, San Mateo, CA 94403, United States
Website: visit
Phone: +1 650-349-1803
- Gene Morgan Insurance Agency
Address: 2020 Fourth St, Livermore, CA 94550, United States
Website: click here
Phone: +1 925-447-2565
- Adam Guss – State Farm Insurance Agent
Address: 60 Plaza Square #200, Orange, CA 92866, United States
Website: visit
Phone: +1 714-978-4200
- Rich Williams – State Farm Insurance Agent
Address: 1001 26th St, Sacramento, CA 95816, United States
Website: click here
Phone: +1 916-447-8560
- Ken Schuurman – State Farm Insurance Agent
Address: 4319 Marconi Ave Ste B, Sacramento, CA 95821, United States
Website: visit
Phone: +1 916-619-6161
- Mercury Insurance Group
Address: 11000 Eucalyptus St, Rancho Cucamonga, CA 91730, United States
Website: visit
Phone: +1 877-559-9033
- Farmers Insurance – Shahbaz Awan
Address: 7199 Boulder Ave Ste 7, Highland, CA 92346, United States
Website: visit
Phone: +1 909-864-3200
- Ideal California Insurance Agency
Address: 450 N Brand Blvd, Glendale, CA 91203, United States
Website: visit
Phone: +1 747-271-2998
- Diablo Valley Insurance Agency, Inc.
Address: 185 Lennon Ln Suite 200, Walnut Creek, CA 94598, United States
Website: visit
Phone: +1 925-210-1717
- Gaines Insurance Agency, Inc.
Address: 2260 Lava Ridge Ct #101, Roseville, CA 95661, United States
Website: visit
Phone: +1 916-773-8000
- Emma Hightower – State Farm Insurance Agent
Address: 1647 E Lincoln Ave, Orange, CA 92865, United States
Website: visit
Phone: +1 714-637-5900
- Steve Tieu – State Farm Insurance Agent
Address: 9011 Garvey Ave Stea, Rosemead, CA 91770, United States
Website: visit
Phone: +1 626-618-0475
- Tony Garibyan – State Farm Insurance Agent
Address: 3535 Cahuenga Blvd W #202, Los Angeles, CA 90068, United States
Website: visit
Phone: +1 323-852-3580
- Diane Sinner – State Farm Insurance Agent
Address: 6535 Wilshire Blvd #117, Los Angeles, CA 90048, United States
Website: visit
Phone: +1 323-651-4775
- Fabio Soto – State Farm Insurance Agent
Address: 6738 Bright Ave, Whittier, CA 90601, United States
Website: visit
Phone: +1 562-698-6769
- Brett Baker – State Farm Insurance Agent
Address: 27125 Sierra Hwy #202, Canyon Country, CA 91351, United States
Website: click here
Phone: +1 661-250-2720
- Vicki Sayer – State Farm Insurance Agent
Address: 2454 Notre Dame Blvd Referee, Chico, CA 95928, United States
Phone: +1 530-894-5950
- Kristen Eaton – State Farm Insurance Agent
Address: 840 E F St Suite A, Oakdale, CA 95361, United States
Website: visit
Phone: +1 209-847-1775
- Terza West-Dantzler – State Farm Insurance Agent
Address: 875 N Gower St, Los Angeles, CA 90038, United States
Website: visit
Phone: +1 323-462-1096
- RIC Insurance General Agency
Address: 1330 N Dutton Ave #200, Santa Rosa, CA 95401, United States
Website: click here
Phone: +1 888-693-7892
- Engle & Associates Insurance Brokers Inc.
Address: 1236 Higuera St, San Luis Obispo, CA 93401, United States
Website: visit
Phone: +1 805-781-6336
- Penguin Insurance Services
Located in: Hillview Executive Park
Address: 860 Hillview Ct #320, Milpitas, CA 95035, United States
Website: visit
Phone: +1 844-217-0014
- Cheryl Estep – State Farm Insurance Agent
Address: 7720 Painter Ave, Whittier, CA 90602, United States
Website: click here
Phone: +1 562-693-7788
- Chris Hagans – State Farm Insurance Agent
Address: 1120 Douglas Blvd Ste A, Roseville, CA 95678, United States
Website: visit
Phone: +1 916-786-2461
- Leslie Sategna – State Farm Insurance Agent
Address: 9028 Franklin Blvd UNIT 150, Elk Grove, CA 95758, United States
Website: visit
Phone: +1 916-421-1998
- Frederick H. DiMeo Insurance Agency Inc
Address: 17415 Monterey Rd #200, Morgan Hill, CA 95037, United States
Website: visit
Phone: +1 408-778-9800
- Matthew Denny – State Farm Insurance Agent
Address: 142 S Imperial Hwy, Anaheim, CA 92807, United States
Website: click here
Phone: +1 714-637-0070
- Stephanie Chew – State Farm Insurance Agent
Address: 14448 Whittier Blvd, Whittier, CA 90605, United States
Phone: +1 562-325-5777
- Sonny Randhawa – State Farm Insurance Agent
Address: 454 Appian Way F, El Sobrante, CA 94803, United States
Website: click here
Phone: +1 510-223-2642
- Chris Souza – State Farm Insurance Agent
Address: 371 E Bullard Ave #104, Fresno, CA 93710, United States
Website: click here
Phone: +1 559-439-5338
- Jim Krause – State Farm Insurance Agent
Address: 650 Sierra Madre Villa Ave Suite 103, Pasadena, CA 91107, United States
Website: visit
Phone: +1 626-351-9657
- Randy Harano – State Farm Insurance Agent
Address: 1985 Yosemite Ave UNIT 130, Simi Valley, CA 93063, United States
Website: visit
Phone: +1 805-578-0860
- Burch Boehner – State Farm Insurance Agent
Address: 321 S Monroe St, San Jose, CA 95128, United States
Phone: +1 408-287-8190
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