Top insurance schools in Texas 2022

insurance schools in texas

In Texas, those interested in pursuing an insurance education can find a variety of options ranging from single programs to whole undergraduate and graduate degree programs at a variety of insurance institutions.

At the bachelor’s, master’s, and doctoral levels, risk management and insurance programs are available at several business schools. These programs could include internship possibilities and online learning options.

Someone considering a career as an insurance sales agent may find pre-licensing programs and short-term professional courses that meet the standards for licensure in the state of Texas, both on-campus and online, according to the Insurance Sales Agent Certification Board.

Certified insurance experts who need to update their licenses can take advantage of the available continuing education opportunities.


How to obtain certification as an insurance agent or adjuster

A license as an insurance agent or adjuster is required if you seek a career in the insurance industry. Here are some pointers for obtaining a license in Texas and launching a professional career.

Obtain your license;

The majority of people obtain a license that allows them to pursue diverse opportunities. The following are the three most often encountered in Texas:

  • General insurance coverage for life, accident, and Health: This allows you to offer life and health insurance products, as well as annuities, with a single license.
  • General lines – property and casualty: Allows you to offer house, car, industrial, liability, and other forms of personal and restricted lines property and casualty insurance with a single license.
  • In the insurance industry, the most general license for adjusters is the all lines license. It includes insurance for catastrophes, property and casualty losses, workers’ compensation, and other forms of risks.

Take the appropriate examination;

The majority of licenses need you to pass an exam. The following are the exam codes for the most frequently-issued licenses:

  • InsTX-LAH05 is a general insurance policy covering life, accident, and Health.
  • InsTX-PC06 is a general liability policy that covers property and casualty.
  • InsTX-ALAdj16 is the name of the adjuster for all lines.

Some employers may reimburse you for the cost of your exam if you decide to work with them. In rare situations, you may be able to skip the state test and instead take a corporate exam.

Prepare for the test;

The examinations are complex; the passing rates for the three most prevalent licenses are 60 percent for life, accident, and health insurance, 53 percent for property and casualty insurance, and 47 percent for adjuster-all lines insurance.

If you enroll in a preparatory course, your chances of passing increase significantly. With a fast web search, you may locate a variety of preparation classes, or you can contact PearsonVue, the state’s exam provider, for recommendations.

Following the examination;

  • Get a background check, fill out an application for your license, and pay the money.
  • IdentoGO can provide you with electronic fingerprint pictures if you set up an appointment with them. Make use of the service code 11G6QF. Send a digital copy to the Texas Department of Public Safety and the Texas Department of Information Technology.
  • You have one year to submit an application for a license and pay the required price.
  • If you are a military service member, veteran, or family member who already has a driver’s license from another state, there is no price for new applications.

Additional licensing options

If you haven’t passed the test yet, you may be able to obtain a temporary license. You will, however, require the following items:

  • You must have a sponsor who is already in possession of an insurance license.
  • A temporary license is valid for 90 days, after which you can request for a further 90-day period.
  • If you pass the exam while holding a temporary license, you will be able to obtain a regular license.


The institution you select might have a significant impact on your future, which is why we’ve put up a list of insurance schools of Texas in this article to aid you in choosing which school will be the best fit for your requirements.

  1. Southern Methodist University

SMU maintains a comprehensive insurance policy to meet a wide range of risks. The university provides a solid foundation in the humanities and sciences and undergraduate, graduate, and professional degree programs across eight schools.

SMU, which is celebrating its second century of success, is becoming increasingly well-known for how it assists students, faculty, and alumni in their quest to become ethical leaders in their professions and communities.

Everyone at the university has an entrepreneurial spirit. It can be found in people from every academic area who perceive the potential to contribute something new to the world and are willing to put up the effort necessary to carry their ideas through to completion.

  1. Baylor University

Baylor University offers one Insurance degree program; this is a major, private, not-for-profit four-year university in the middle of a midsize city.

It offers an excellent academic curriculum in a Christian setting, and the Insurance programs are provided through the Hankamer School of Business.

  1. University of North Texas

While yet remaining a midsized city, this comprehensive university offers students the option to reside near one of the fastest-growing and most dynamic metropolitan regions in the United States, Dallas/Fort Worth.

The College of Business Administration offers a variety of insurance-related programs. As a doctoral-granting university, the University of North Texas (UNT) offers undergraduates the opportunity to collaborate closely with nationally and globally known academics and participate in research studies.

Students have access to a diverse range of college activities and interactive educational opportunities.

Students frequently participate in internships with some of Dallas/Fort Worth’s top firms. UNT is a true partner in its student and alumni’ academic and professional success.

  1. Collin College

As an equal opportunity school, Collin College grants admissions to students and hires employees based on their merits rather than their race or ethnicity, religion; gender; age; country origin; handicap, veteran status, or any other legally protected class.

Several different programs are available to students who pursue a college or university education.

Pre-licensing courses are available for persons who desire to work as general line agents, general lines customer service representatives, personal lines agents, life, health, and variable annuities sales representatives, and insurance brokers.

The qualities you’ll need to succeed in the insurance industry

When contemplating a career in insurance, or if you’ve already decided and want to improve your chances of success, take a look at the seven skills you’ll need to succeed in the field.

  1. Customer care

Whether you work as a broker, claims manager, loss adjuster, or underwriter, you’ll be bargaining with customers or on their behalf – and delivering outstanding customer service is critical to your success.

While actuaries have less direct consumer interaction than other professions, these same abilities will help you engage with your coworkers.

  1. Mathematical skills

Some insurance positions require a higher level of mathematical skill than others. Actuaries must be proficient in statistics and computer modeling, whereas claims handlers only need to be conversant with numerical data.

Don’t be scared to utilize cliched examples on your CV or an interview to illustrate your points. If you can explain your effective budgeting procedures, that’s more than sufficient. When presented with several questions, breathe deeply and consider your options before diving in headfirst.

  1. Structure

The fact that you’re interacting with a considerable number of consumers or clients makes keeping organized and correct records essential.

  1. Problem-solving abilities

In every insurance position, you’ll encounter difficulties that require a novel approach to solve. As an insurance broker, you may be tasked with finding coverage for a customer with odd insurance requirements.

As an actuary, you may find yourself faced with the task of estimating a novel and unforeseen risk scenario.

In specific interviews, you will be given tasks and issues to complete, and your progress will be monitored while working. Don’t be taken aback by this. Consider your options carefully, take your time, and be imaginative.

  1. Detailed oriented

It is critical to pay close attention to the details when working on any assignment that involves payments and computations.

The ability to detect minor errors can rescue you from a disastrous situation created by a missed decimal point, for example.

  1. Aptitude for analysis

Information analysis is critical in the insurance industry, whether you’re looking at the risks a client confronts or comparing multiple insurance alternatives to obtain the best coverage for your consumer.

  1. Interaction

If you work in the insurance industry, you are the subject matter expert — your clients and customers are far less knowledgeable about the subject.

You must be an effective communicator to convey critical information straightforward and jargon-free.

FAQs about insurance schools in Texas

What is the difficulty level of the Texas insurance exam?

While the Texas Insurance Exam is not considered the most challenging in the country, it is a complete evaluation that might penalize those who are not well prepared. Many topics that are not immediately linked to life insurance are also covered.

What would be the impediment to you obtaining an insurance license in Texas?

The submission of electronic fingerprints to complete a background check must be scheduled in advance.

The Texas Department of Insurance requires applicants to submit fingerprints to guarantee that they do not have a disqualifying criminal or social services past that precludes them from becoming licensed insurance agents.

How many times can you sit for the Texas insurance exam?

The number of attempts a candidate can make on the same exam is not limited; if a candidate fails one exam, they can schedule another within one day.

What is the cost of obtaining an insurance license in the state of Texas?

Obtaining a temporary license from the Texas Department of Insurance costs $150 and $50 for each license category (General Lines-Property & Casualty or General Lines-Life, Accident, and Health).

Which insurance license is the toughest to get?

Each insurance licensure test poses a unique set of difficulties. In students’ minds, the health insurance exam is the more difficult one of the two to pass (Life and Health). On the other hand, health insurance plans are more sophisticated than those for life insurance.


The purchase of insurance is a significant financial obligation, and you will almost definitely purchase some policies throughout your life. Understanding each type of insurance policy and how it functions is crucial if you want to decide which coverage to purchase.

Taking an insurance course includes several sub-programs that come under it, and you may choose which insurance schools in Texas you want to attend with the aid of the advice provided here.


Top insurance schools in Texas 2022

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