Insurance Brokers in North Carolina 2024

Insurance Brokers in North Carolina

This article will go over the top ten insurance brokers in North Carolina that you should keep an eye out for since the essence of these brokers cannot be over estimated.

Insurance brokers have in-depth knowledge of risk and the insurance market and can get their clients the best policy for their insurance needs.

They are insurance experts who can frequently find their clients better coverage at a lower cost. An insurance broker is a middleman who solicits, sells, or negotiates insurance on behalf of a client for a fee.

Individual states regulate insurance brokers in the United States. Most states require anyone who sells, solicits, or negotiates insurance in their state to obtain an insurance broker license, which requires them to complete a pre-licensing course and pass an examination.

When their licenses come up for renewal, insurance brokers must take continuing education courses. Insurance brokers play a significant role, so they require a law that regulates and binds them, thus the licensing.

A commission from selling insurance to individuals or businesses is how an insurance broker makes money. Insurance brokers profit from commissions and fees on policies sold. Insurance brokers also make money by charging clients for consultative and advisory services.

The Benefits of Using Insurance Brokers

  1. The insurance company pays a commission to an insurance broker for selling their policies and products, so the client does not have to pay for their time.
  2. One of the most significant benefits of using an insurance broker is that your insurance broker can assist you in filing a claim and dealing with any issues that arise faster than you could.
  3. The insurance Broker offers you a variety of options to choose from based on your insurance needs.
  4. Insurance brokers better understand what policy works best for you due to years of experience and in-depth knowledge, saving you trial and error.
  5. Consultation with an insurance broker may take some time, but he will definitely assist you in obtaining accurate information so that you can choose and finalize the policy.

The Drawbacks of Using Insurance Brokers

  1. You may be required to pay additional fees in addition to the premium. This additional fee could be in the form of a broker fee.
  2. Brokers with little or no experience. A novice broker may be unaware of all the discounts available, which may result in you paying more for less.
  3. Keep in mind that not all brokers work with every insurance company, so there may be limited offers.
  4. It is difficult to tell whether the broker is an insurance broker or a salesperson. The insurance broker may be more interested in closing sales than in putting or understanding your policy needs.
  5. The possibility of meeting a phony insurance broker who lacks professionalism. They may pose as professionals in order to defraud others and make money. They could be using a forged license.

Insurance brokers have advantages and disadvantages, but the advantages outweigh the disadvantages if proper research is conducted. If you conduct extensive and adequate research, you will benefit in the long run.

Top 10 Insurance Brokers in Virginia

  • 1. Strickland Insurance Brokers Inc

Strickland Insurance Brokers has provided quality service since 1969 and continues to make customer satisfaction their top priority. Strickland Insurance Brokers, though no longer a part of Strickland Insurance Group and not directly related to Atlantic Casualty Insurance, continues to provide the same high-quality service that it has since 1969 and is still owned and operated by the Strickland family.

SIB is a Managing General Agent for several properties and casualty insurance companies and proudly serves over 1,200 retail agents in North Carolina, South Carolina, Virginia, Maryland, and Delaware.

  • 2. Carolina Insurance Professionals

Carolina Insurance Professionals assists clients in locating health insurance, Medicare supplement and advantage plans, home insurance, auto insurance, and other insurance policies. Carolina Insurance Professionals are a family-owned and operated business that has been serving North Carolina since 2000.

They work with the client every step of the way to find the best insurance plan for the client and their families, and they are committed to providing their clients with exceptional customer service and affordable insurance plans. As an independent insurance agency, they are free to select the best insurance carrier for the client’s North Carolina insurance requirements.

  • 3. Mark McDuffie Insurance Agency

Mark McDuffie has been providing clients with quality insurance solutions to protect their most valuable assets since 2001. Mark McDuffie Insurance Agency specializes in auto insurance, home insurance, commercial insurance, and life insurance.

The insurance agency’s goal is to provide their clients with excellent service while assisting them in getting the most bang for their money.

Mark McDuffie Insurance Agency represents several highly rated insurance companies and will review clients’ auto insurance, home insurance, business insurance, and life insurance needs to create a customized insurance program that will far exceed their expectations. In Charlotte, North Carolina, Mark McDuffie Insurance Agency is a full-service independent insurance agency.

  • 4. Advantage Insurance Advisors

Advantage Insurance Advisors is a non-affiliated insurance brokerage that specializes in writing insurance policies for homeowners, health insurance, dental and vision insurance, medicare insurance, small business insurance, commercial insurance, automotive insurance, motorcycle insurance, life insurance, and other types of insurance.

They are there to meet all of their client’s insurance needs at the most competitive price on the market. Their team of insurance agents has the ability to shop your insurance policies with some of the best carriers in North Carolina and Michigan to get you the best coverage and the cheapest insurance premiums. Their insurance agents will help review their client’s current insurance policies and their coverage needs.

  • 5. The Jordan Insurance Agency

Billy Jordan founded the Jordan Insurance Agency in Charlotte, North Carolina in 2006. He recognized the value of having an advisor who can help with insurance – not only choosing the right coverage options but also assisting in a quick and painless claim settlement process.

With this in mind, The Jordan Insurance Agency was founded to provide expert insurance advice and the best coverage plans for individuals and businesses. The Jordan Insurance Agency is a locally owned and operated independent insurance agency in Charlotte, North Carolina.

As independent insurance brokers, they give their clients the freedom to compare and shop a wide range of insurance products. Unlike a captive insurance agent who works with a single insurance company, they represent multiple top-tier insurance carriers, allowing them to assist their clients in selecting the best plan for their insurance needs and budget.

  • 6. Clark Insurance Agency

Clark Insurance is a locally owned and operated insurance office in Raleigh, North Carolina. They are not tied to any one insurance carrier because they are independent. Several insurance companies are represented by Clark Insurance Agency.

This means they may shop for a client’s vehicle, home, life, and umbrella insurance policies on their behalf to see which company offers the most value for money. This will save the client time and effort.

Furthermore,Clark Insurance Agency is there to offer the client expert assistance from a team of licensed insurance professionals that take pride in ensuring that clients are adequately covered against the unexpected.

  • 7. Callahan & Rice Insurance Group Inc

Callahan and Rice is a well-established independent insurance agency in Fayetteville, North Carolina, that helps consumers find reliable insurance coverage.

Their expert team strives to add value in becoming their clients’ trusted insurance professionals, whether it’s auto insurance, home insurance, commercial insurance, business insurance, life insurance, health insurance, DBA insurance, or bonds. The agency’s success is driven by its ability to find low rates and understand the customers’ coverage needs.

  • 8. Brokers Source of NC Inc

Brokers Source of NC Inc has been protecting businesses, families, and Individuals by being committed to earning the trust of each client since 1990. Brokers Source of NC Inc has been assisting people with Medicare Supplements, Medicare Prescription Drug Programs, and Medicare Advantage plans for over 30 years.

Brokers Source of NC Inc also assists individuals and families seeking health insurance through the Affordable Care Act Marketplace / Exchange. They also offer group insurance plans for small businesses that include medical, dental, vision, disability, life insurance, and cost reduction.

  • 9. The Insurance Coach, LLC

The Insurance Coach, LLC is an insurance brokerage firm that develops personalized Game Plans For Life! They are a group of experts in Medicare, Life, Health, Long-Term Care, Group Benefits, and other areas. The Insurance Coach is an independent agency that specializes in matching our clients’ needs with the best solution.

Medicare plans such as Medicare Advantage and Medicare Supplements, as well as life insurance such as term life, universal life, and whole life, are available.

Employee benefits for businesses include group health, life, disability, and PEO solutions. Investment planning, portfolio management, and fee-based investments are all part of financial planning.

  • 10. Clayton Insurance

Clayton Insurance Agency is your neighborhood Insurance Agency in Clayton, North Carolina. For over 30 years, they have served the Johnston County community and surrounding areas. Clayton Insurance, as an independent agency, can find its clients the best rates with the best coverage from a variety of insurance companies that are best suited to the client’s budget. They provide all types of Personal Insurance coverages, such as Home Insurance, Car Insurance, Commercial & Truck Insurance, and Motorcycle Insurance.

Their comprehensive Small Business Insurance program includes General Liability, Worker’s Compensation, Umbrella Insurance, and Trucker’s Insurance.

A final thought on Insurance Brokers in North Carolina

Insurance Brokers are very essential when thinking of taking insurance. It has been established that insurance brokers can assist you in selecting a beneficial insurance policy, and there are numerous options made available for you to select from in North Carolina. Get a broker today and save cost and time. You’ll also have minimal risk to deal with.

Frequently Asked Questions (Faqs)

See below for the answers to the most asked questions about the Insurance Brokers in North Carolina;

  1. What qualifications does an insurance broker in North Carolina need?

Complete a state-approved pre-licensing course, and sign up for the state licensing exam. Take and pass the state exam, then Fill out an electronic application.

  1. What is an insurance broker’s work environment like?

Most insurance brokers work in an office environment. Many are employed by agencies. Working as a self-employed insurance broker is possible, and much of the work can be done from home in this case. Some insurance brokers travel to meet with clients to assess their needs, complete deals, or investigate claims.

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