The knowledge about the insurance brokers in Kentucky is worthwhile since the right insurance brokers would make purchasing insurance seamless.
It is recommended that you ask someone you trust to recommend a local agent, that you interview all prospective agents, that you look for agents who are true insurance experts, and that you check their background to ensure their licensing is current and meets state requirements.
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Insurance brokers in Kentucky
Here are a few list of top ten insurance brokers in Kentucky
- Old Kentucky Insurance, Inc.
Old Kentucky Insurance, Inc. is an independent insurance agency that offers a wide range of insurance products from reputable, financially secure insurance companies.
These professional insurance agents are ready to provide their clients with a no-cost, no-obligation review and comparison of their insurance needs.
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They only work with the most reputable insurance companies and employ a dedicated team of insurance professionals. They are dedicated to providing high-quality insurance services and to building long-term relationships with their clients.
Also, they work with a wide range of reputable insurance companies and can provide coverage options for any business or personal insurance; their staff has extensive industry experience.
They provide advice and assist their clients in making the best decisions for their client, family, or business. They are available to their clients to provide a rate, assist with a claim, expand their coverage, or simply answer questions.
Address: 915 Lily Creek Rd, Louisville, KY 40243, United States
Contact: +1 502-451-8800
- Independent Agents of Kentucky
Independent Agents of Kentucky is a Louisville, Kentucky-based insurance agency that is independently owned and operated.
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They assist residents throughout the state in locating affordable and dependable insurance products from a variety of reputable carriers. As an independent agency, they can assist their clients in locating the best combination of coverage and price to meet their specific needs.
To find the best policies for their clients, they can compare rates and coverage options from several top insurance companies. They have committed to reviewing coverage options for auto, home, life, health, and business, among other things.
They offer free, no-hassle, no-obligation insurance quotes to assist their clients in making an informed decision. Independent Agents of Kentucky is on the side of their clients.
As an independent insurance agency, they compare protection and prices from various insurance companies to find the best value for their clients. They’re your neighbors, genuine Louisville residents.
They understand what is important for their clients’ homeowners insurance policies in Kentucky, and they are dedicated to being their clients’ advocates in times of need.
Address: 806 Stone Creek Pkwy STE 1, Louisville, KY 40223, United States
Contact: +1 502-459-8880
- Bray and Oakley Insurance Agency
Bray and Oakley Insurance Agency, founded in Logan, West Virginia, is dedicated to meeting the insurance needs of individuals, families, and businesses in Kentucky and West Virginia.
They invite customers to visit any of their locations in Lexington, Pikeville, and Richmond, Kentucky, as well as Logan, Chapmanville, and Weston, West Virginia. Their guarantee is to provide special, personalized levels of service that are tailored to the needs of their customers.
The level of service they provide is unparalleled, and clients can rely on their agents to always deliver on their promises. Bray & Oakley is a privately held and incorporated West Virginia company that was founded in 1920 in Logan, WV.
They are a full-service insurance company that is authorized to sell life, health, property, and casualty insurance. Bray & Oakley Insurance Agency currently handles premiums for clients all over the east coast.
Also, they have a large portfolio of insurance companies that allows them to shop for their clients’ accounts competitively with all of the industry sector leaders.
Bray & Oakley Insurance Agency has formed a strategic partnership based on the strengths and resources of all of their carriers.
The combined goal of reducing claim frequency and aggressive claims management has been shown to reduce claim costs and keep insurance premiums under control.
Address: 2150 Lexington Rd d2, Richmond, KY 40475, United States
Contact: +1 859-395-0615
- Mills Insurance Agency, LLC
Mills Insurance Agency is a new local agency owned by Nick Mills, who started the business by branching out from another regional agency.
Nick’s ultimate goal is to keep working hard to provide a stable, professional, and competitive environment in which every client can find the protection they deserve.
Mills Insurance Agency provides a balance of personal and business insurance, as well as many specialty coverages such as home, life, auto, and a wide range of custom business solutions.
Their prized alliances enable them to provide the best protection possible at a price that their clients can afford.
They believe that their clients’ financial security and quality of life merit the utmost dedication, expert advice, and personal attention from a dependable partner.
As your insurance advisor, they assist their clients in making sound decisions that protect them from the unexpected while also planning for the predictable.
Address: 306 High Land Park Dr, Richmond, KY 40475, United States
Contact: +1 859-661-4477
- Cambridge Insurance
They are a family-owned and operated Independent Insurance Agency. They represent many excellent insurance companies that offer excellent insurance products at reasonable prices.
Cambridge insurance acts quickly to ensure that their clients’ claims are settled fairly and promptly. They are their clients’ friends and neighbors because they can rely on them to be there for them now and in the future.
They are dedicated to being honest and fair, and they strive to build solid relationships based on mutual trust and service.
They are a locally owned and operated independent insurance agency in Lexington, Kentucky.
Address: 2300 Regency Rd, Lexington, KY 40503, United States
Contact: +1 859-252-0381
- Madison Insurance Agency
Madison Insurance Agency specializes in Business, Home, Auto, and Life Insurance. Their mission is to assist clients in Central Kentucky communities in protecting their businesses, families, property, and assets from unforeseen damages and injuries.
They compare rates to ensure that their clients are not only saving money but also getting the best coverage for their insurance dollar.
They do not only work with one company as an independent agency. They shop the market for the best coverage for their clients.
Independent insurance agency owned and operated by a family that serves Madison County and the surrounding areas.
They specialize in Business, Home, Auto, Flood, and Life Insurance for their clients, families, and businesses. With over 20 years of experience, they have the knowledge and resources to find their clients the best coverage at the best price.
Address: 310 Geri Ln, Richmond, KY 40475, United States
Contact: +1 859-626-0002
- Sullivan Insurance Agency
Since 1962, Sullivan Insurance Agency has proudly served the insurance needs of Lexington and the entire state of Kentucky.
They are independent agency represents many companies. They work for their clients, not the insurance companies, as an independent insurance agency.
That means they can assist clients in locating the best deal on auto insurance, home insurance, business insurance, and other products from several of Kentucky’s most reputable carriers.
They assist residents throughout the state in locating affordable and dependable insurance products from a variety of reputable carriers. As an independent agency, they can help their clients find the perfect combination of coverage and price to fit their unique needs.
Address: 635 N Broadway, Lexington, KY 40508, United States
Contact: +1 859-233-1637
- Winchester Insurance
Winchester Insurance Agency Inc is an Independent Insurance Agency, which means they represent a variety of insurance companies in order to find the best one for their clients. They can shop insurance for their clients rather than having them call around.
Their goal is to provide clients with the insurance they require at the lowest possible cost while providing the highest level of customer service.
They can provide an assessment of your insurance needs as well as a choice of which package is best for their clients. It is best to find an agency that clients are familiar with and can rely on.
Their staff is knowledgeable and experienced in their insurance products, allowing them to provide the most benefit and protection to their clients.
Clients are connected with licensed professional insurance agents who can assist them with any of their personal or business insurance needs in Lexington and Winchester, Kentucky.
They serve the Winchester area as well as the entire state of Kentucky. At Winchester Insurance Agency, each client is assigned a dedicated team of experts who collaborate to effectively address all of their clients’ concerns.
Address: 41 S Main St, Winchester, KY 40391, United States
Contact: +1 859-744-2200
- ACL Insurance KY
ACL Insurance was established in July 1974. They are experts in auto, homeowners, life, and commercial insurance.
They understand that their customers are the most important aspect of their business. During business hours, their agency always has multiple agents in the office to handle their clients’ requests as quickly as possible.
Customers will never have to wait hours or days for them to return a phone call. “To treat their clients with absolute respect and honesty while offering the best possible products at the best possible prices, custom tailored to each individual’s needs,” says their mission statement.
Erie Insurance companies are represented by their agency. When a client refers a friend or family member to them, they consistently receive the highest praise an agency can receive.
They have multiple licensed agents on staff with a combined insurance experience of more than 60 years. Their headquarters are in Lexington, Kentucky
Address: 1025 Dove Run Rd UNIT 309, Lexington, KY 40502, United States
Contact: +1 859-935-5000
- Kentucky Growers Insurance Co
Kentucky Growers is a property and casualty insurance provider for rural and suburban Kentucky homes and farms.
They were established in 1896 for and by growers. As a mutual insurance company, they work to support their policyholders’ lives.
Everything they do is for the families who help make Kentucky a better place to live. Kentucky Growers Insurance Company is a mutual insurance company that was founded in October 1896 and operates under Chapter 299 of the Kentucky Insurance Law and Regulations (Assessment or Cooperative Insurance).
Kentucky Growers is a property and casualty insurance company that insures rural and suburban Kentucky homes and farms.
Address: 139 Market St, Lexington, KY 40507, United States
Contact: +1 859-252-3439
Conclusion on the insurance brokers in Kentucky
Your family, business, and possessions are all important to you, but you may not know how to protect them properly.
Insurance brokers have the knowledge and experience to help you navigate the unique risks you face while also serving as your insurance advisor.
Since your opinion counts on our platform, feel free to air your view in the comment box below.
Frequently Asked Questions (FAQ)
Below, you will find the answers to the most asked questions about the the insurance brokers in Kentucky;
- Who is the most affordable insurance provider?
USAA has the lowest rates among national insurers, at $36 per month, with State Farm coming in second at $44 per month. Farm Bureau is the most affordable local provider, charging $39 per month.
- What is Kentucky’s minimum auto insurance coverage?
To register and operate a vehicle in Kentucky, the following minimum coverages and limits are required: Liability for bodily injury is $25,000 per person and $50,000 per accident. Liability for property damage is $10,000 per accident. Coverage for uninsured motorists is $25,000 per person and $50,000 per accident.
- Kentucky, does insurance follow the car or the driver?
In Kentucky, car insurance usually follows the vehicle. Car insurance in Kentucky includes collision, comprehensive, uninsured motorist protection, and property damage liability.