Best World health insurance companies 2022

World health insurance companies

What do you about World health insurance companies? Numerous insurance policies exclude coverage for losses that occur within the United States.

This implies that individuals who travel worldwide may be exposed to various uninsured obligations unless they obtain international insurance protection.

International insurance can compensate the policyholder for various losses that may occur when traveling overseas, including health care and other medical bills, travel costs, and lost or damaged goods.

International insurance protects those traveling overseas. It is especially critical for those traveling for an extended length of time.


International Health Insurance: What Is It?

International Health Insurance’s primary benefits include thorough worldwide coverage and global healthcare for people and families living abroad for a year or longer.

Typically, coverage includes inpatient and outpatient care, wellness, evacuation, dental, eye care, and a few additional benefits. Global health insurance policies are frequently renewed annually for the remainder of your life or until you choose a termination date.

The primary advantage of having a worldwide medical insurance plan is the flexibility to access health care regardless of your location on the globe. You will benefit from coverage in your present location and your home country.

Having foreign health insurance lets, you pick the hospital or doctor who will conduct your medical examination and treatment. Additionally, with international medical insurance, you have the option of choosing a private hospital over a public one, ensuring that you receive complete, timely, and superior care.

Benefits of the Global Medical Insurance Plan

International Health Plans provide complete coverage for anyone living outside of their native country for a year or more. The finest plans include the following:

  • International medical treatment, including inpatient and outpatient
  • The liberty to pick any hospital, clinic, or physician
  • Emergency aid and a hotline are available 24 hours a day.
  • Evacuation, repatriation, and hospitalization in an emergency
  • Coverage on a global scale, including your native nation
  • Payment options include GBP, EUR, and USD.

May include additional benefits including dental, vision, maternity, prescription medicines, and other coverage alternatives in international healthcare plans. While some of these features are included in the standard plan, others are available as add-ons for an extra charge.


All worldwide health insurance policies and insurance companies have their advantages and disadvantages. While this list is subjective, the finest international health insurance companies are listed in no particular order.

Cigna International

A very big and capable global insurance firm with offices and activities worldwide, Cigna is a great place to work.

It serves more than 86 million people in more than 200 countries and has virtually limitless resources to devote to serving its expat health clientele. Cigna offers a very broad and capable medical network that expat healthcare consumers may use once they have been approved for coverage by the company.

In addition to providing exceptional service, their rates for their worldwide health plan are quite competitive. You could be protected for a range of treatments with a Cigna Global Health Choices insurance coverage, including inpatient, outpatient, day client, psychological health, and cancer treatment.

The insurance is available in three levels: Silver, Gold, and Platinum. For Platinum and Gold level members, maternity benefits are accessible after a 12-month waiting period—additional alternatives for evacuation, wellness care, and dental and vision insurance coverage.

The global health plan will cover you worldwide, except for the United States, but you may upgrade to include coverage in the United States for an additional fee. There is a 6-month limit on your time spent in your country of citizenship, and the plan provides you with a free choice of medical providers within your coverage zone.

The Cigna plan is great for expatriates seeking the finest international health insurance from a well-known, capable, and first-class firm in the insurance business. The policy is not the lowest available, but it is rather competitive for an expat looking for comprehensive coverage for their family while living abroad. Furthermore, there is no upper age limit as long as you are and stay an expat in a foreign country.

GeoBlue Global Medical Services, Inc.

GeoBlue Global Medical is a medical insurance plan designed for US citizens traveling overseas or expatriates residing in the United States. GeoBlue is an independent licensee of the Blue Cross Blue Shield Association that provides short-term travel medical coverage and long-term international coverage.

In addition to US nationals residing overseas, the GeoBlue Xplorer package is now accessible to expats living in the United States.

Their base plans are more costly than some other alternatives, but the extra money is worth it if you become ill or injured while on the plan. Other alternatives with similarly high levels of coverage are priced at a cost that is equal to or less than the premium level options.

International Medical Group

They provide a comprehensive selection of travel medical insurance and international health insurance options.

Founded in the United States, IMG’s Global Medical Insurance plan is available in three different plan choices: Silver, Gold, and Platinum. IMG’s Global Medical Insurance plan is available in three different plan options.

Expats can also choose between two different coverage areas: worldwide or worldwide plus and this excludes the United States, Canada, China, Hong Kong, Japan, Macau, Singapore, and Taiwan from consideration.

The plan is suitable for people seeking lower-cost alternatives in global healthcare. After the waiting time has expired, only the Platinum plan provides maternity care. The insurance may be quoted and purchased online through our website, making the process very simple.

The IMG plan provides expatriates with a wide choice of deductible levels, the option to pick their medical provider, and access to a large network of medical providers. It is not recommended that foreigners over the age of 60 purchase the IMG plan; instead, they should choose the Allianz or Cigna policies.

Aetna International

As a global health insurance company with over 160 years of expertise, Aetna has practiced worldwide benefits for more than 55 years. It is expanding its global network to reach you wherever you go.

They have been honored with important accolades like “Top IPMI Plan” and “Health Insurer of the Year,” among other distinctions. An international brand, Aetna offers competitive prices in addition to exceptional features and customer service.

Aetna International’s Pioneer plan offers four options to pick from 1750, 2500, 4000, and 5000 plans. Every one of the four plan levels includes comprehensive coverage for hospitalization and cancer treatment and emergency medical evacuation and repatriation.

Allianz Worldwide

Since 1890, Allianz has been a significant and well-known European-based health insurance service provider with a global network of offices.

As a capable insurer with a great worldwide medical network, they are a fantastic choice for expats looking for a high-quality provider that will stand behind the products and services they provide via Expat Financial. Allianz provides a total of three levels of care: Essential, Classic, and Premier.

You can choose just to be insured for hospital-related treatment, or you can choose to be covered for other alternatives such as outpatient care, dental care, and repatriation.

Maternity care is provided after a waiting period has passed with the Premier plan. It is possible that certain residents in certain countries will be eligible to apply for this comprehensive international health insurance plan.


The company is based in the United Kingdom with service offices strategically located throughout Europe, North America, and Asia. The company provides health insurance to groups and individuals with specialized protection and safety, such as expatriates, marine professionals, and other specialized risk exposures.

IntegraGlobal strives to provide one-of-a-kind worldwide health alternatives that provide you with superior protection at a reasonable price, as well as hands-on, unrivaled personal care.

Generali Global Assistance

The Generali Group, which dates back to 1831 and is a subsidiary of Europ Assistance, specializes in health insurance for firms with worldwide mobile staff and employee groups.

There are three distinct “core plans,” which are referred to as Select, Classic, and Premier, and three different outpatient choices. Compliance is ensured around the world, including North America.

Bupa Global

This is a health insurance company headquartered in the United Kingdom with offices in Australia, the European Union, Latin America, the Middle East, and Asia. Bupa also has offices in the United States, Canada, and the Middle East.

Its partner GeoBlue provides health insurance coverage for US individuals traveling overseas or relocating to the United States of America.

Expacare Global Healthcare

This organization has over 35 years of expertise and offers underwritten products by insurers from the Lloyd’s of London insurance market.

The majority of expats who want to live in one of the EU member states will benefit from this option. Individuals and families, international students, groups and corporations may benefit from their customized plans.

A-Plus International Healthcare

A Plus International is an Asian firm that has teamed with AXA to provide health care coverage for travelers outside of the country.

It is possible to acquire add-ons to A Plus’s four separate overseas insurance plans: Hospitalization; Global 80; Global 100; and Global 100 Plus.

Hospitalization is the most comprehensive of the plans. Its Southeast Asia Plans are only available to Cambodia, Indonesia, Laos, Malaysia, Myanmar, the Philippines, Thailand, and Vietnam and are not available to anyone else.

ALC Health

With a spectrum of creative and responsive international health insurance policies that reflect the habits of today’s expatriates, international travelers and world citizens. ALC Health has been looking and safeguarding the health of individuals, their families, and foreign firms from all over the world for more than ten years.

It is important to note that ALC Health represents the variety and individuality of clients by combining a diverse range of language abilities with an in-depth understanding of cultural identities and the protection our clients require.

The policy provides coverage for the following items:

  • All covered are chronic diseases, cancer, alternative medicine, HIV/AIDS therapy, optometry, immunization, wellness, and preventative screenings.
  • Provide competitive premiums and a variety of excess options, payment plans, and currency alternatives to customers.
  • Ensure that participants who leave a group plan continue to have insurance coverage.
  • Your ALC Health membership package will be sent to you, including all of the information you want.
  • Provide a complete quote as well as an online purchase option.
  • Accept new participants up to the age of 74, and give lifelong renewals to those who have already entered.

FAQs about World health insurance companies

What are the prerequisites for foreign medical plans eligibility?

Most international health insurance policies require applicants to reside in or travel to a foreign country for three months each year. Since there are underwriting requirements, you will be requested to submit your medical records and additional medical information throughout the application process.

Is there an application process for expatriate healthcare?

International healthcare firms demand medical underwriting, which entails checking your medical history when registering for one of their global medical insurance policies.

Is it possible to get health insurance in a foreign country?

Certain foreign countries provide exclusive local insurance coverage to their inhabitants. In certain situations, after you or your family has lived in that nation for a specified period, you may also apply for the government-sponsored local health insurance plan.

What is the cost of foreign health insurance?

Annual premiums for foreign health insurance plans range from as little as $500 for a basic plan with limited features to as much as $8,000 for a comprehensive plan that includes coverage in the United States.

Is there a country where international medical insurance is more expensive?

Yes, in general. When it comes to world health insurance prices, the country you live in has a significant influence on the policy’s price.


When you’re on the lookout for a global health plan, we hope that the information in the preceding list will be of use. Health insurance when traveling overseas is a significant decision, and it makes sense to deal with a specialized business such as one of the global health insurance carriers listed earlier to make the best possible decision.


Best health insurance companies in Virginia

Best World health insurance companies 2022

4 thoughts on “Best World health insurance companies 2022

Leave a Reply

Your email address will not be published. Required fields are marked *

Scroll to top